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The biweekly mortgage has been around for years but with the recent media attention to the real estate industry in general and the mortgage industry in particular Joe Montana Jersey , the biweekly has been getting thousands of home owners to use this simple, yet powerful, way to speed up the principal payment process. Why is this so popular? How does it work? How can I do this?

Here is why this is so popular to hundreds of thousands homeowners. It is an easy and effective way to increase the equity in a home. It can also shorten the life of the mortgage substantially. It does this with just about the same mortgage payment that one usually makes per month so it is affordable to anyone who owns a home. The biggest obstacle is just doing it.

Biweekly means that the homeowner will make a payment every two months instead of once per month. Basically what you do is take your monthly payment, cut it in half and then make that payment every two weeks. So how does this save money? Well Cheap 49ers Hats , by paying every two weeks you will actually end up paying more off the principal every year because:

1. There are 52 weeks in a year.

2. That means you make 26 payments a year.

3. With the monthly payments you would make the equivalent of 24 payments a year.

4. The 2 payments extra would go towards your principal.

5. This accelerates the payment of the loan and each month the principal gets paid by an ever increasing rate.

The great thing about this is because each month is only a few days over 28 days ( 4 weeks) the biweekly mortgage payments are not a hardship on any home owners. The most extra days in a month are 3 and some months have 0 or just 1 extra day.

So why wouldn't everyone just do this? I think much of it has to do with either they don't know about it or they think " I can just pay extra off my principal anytime I want. Why pay biweekly?"

But the problem is that a large percentage of people don't ever make any extra payments to their principal. They think about it but don't do it. There is always other more important things to use the money for, even though the actual money they need every month to make a big difference is quite low.

Discipline is a key factor here. If someone has enough discipline it really isn't necessary to use a biweekly mortgage plan. This doesn't mean that people who don't use a biweekly aren't disciplined. Only those who want to pay down their mortgage principal but never seem to be able. So, in a way the biweekly is just a formula to help homeowners, who are usually very busy with other parts of there life Cheap 49ers T-Shirts , become more disciplined and make them pay off the mortgage principal more quickly. With today's prices, a homeowner can save over $50,000 and cut 5 years off the life of the mortgage!

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Copyright 2005 By Tim Phelan

Tim Phelan is a full time internet marketer who has been self employed for the last 12 years. Real estate, the environment Cheap 49ers Hoodie , art, world culture, politics are some of his other interests. For a totally free biweekly mortgage manager visit this link: gagemanager

email nalehpmit@

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Focus on people, services and innovations?our way of business Business Articles | November 22 Customized 49ers Jerseys , 2016

Customized Kitchen India (CKI) came across an interesting quote recently. It read—


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“What people think of me is none of my business”


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Is it? Really? We were not sure. Nonetheless, the quote struck a chord with us. However, it is not that CKI believes in it, but the irony that the message carries with it. While it seems perfect for an entrepreneur Cheap 49ers Jerseys , it is definitely not for the business of that entrepreneur.



Hence, CKI always believed in establishing something in the commercial kitchen equipment sphere that might be different from others, caring less what others would think of us and our approach. However, we focus on addressing every possible need that our customers expect us to deliver. In today’s challenging times and innovation needs Mitch Wishnowsky 49ers Jersey , entrepreneurs need to be innovative with their thoughts, actions, products and services. Agreed that the balance is hard to keep while juggling these four parameters, yet we try to do exactly so to achieve perfection Jalen Hurd 49ers Jersey , which should remain the sole aim of an entrepreneur.


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Although just three years old, CKI has understood within this short span of time that consistent service can only make a company establish a sound relationship with its customers. Without service excellence success will continue to remain a distant dream.


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Reputation on the other hand is more of a reflection of what peoplecustomers think of you (rather your company) as an entity in the competitive zone. Therefore, to ever think of ‘what people think about you is not your business’ would be a criminal offence if we want to assess the graveness of this mistake.


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Recently, Forbes announced its plans to partner with Boston Public Schools and then hosted student mentoring assemblies across greater Boston as part of Forbes’ Service Day on October 19 Deebo Samuel 49ers Jersey , 2016. Actually, the aim was to inculcate a results-driven mindset among the attendees, courtesy Forbes 30 Under-30 honorees—young superstars and game changers from all over the world, inspiring the next generation of young entrepreneurs (school students) to make a difference.


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This shows that people are concerned about the way people would perceive entrepreneurship in the times to come. Today is the day of tomorrows. The present has to be future-driven. And the end result of entrepreneurship has to be holistic in all respect by going beyond the mere profits on the balance sheet.


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